For expats, students and newcomers

Moving to Belgium?
Here's the checklist no one gave you.

Visa, national number, lease, health insurance, taxes — BelgiGuide guides you step by step, in 4 languages, with an AI assistant that knows the regional rules across Brussels · Wallonia · Flanders.

RGPD-compliantFR · NL · EN · DEVos données restent les vôtres
Bruxelles·Wallonie·Vlaanderen
BelgiGuide AIDémo
€4,500 gross in Brussels, married + 2 kids — net amount?

For an employee in Brussels Region, married with 2 dependent children:

  • Social security (13.07 %): −€588
  • Monthly withholding tax (married, 2 kids): −€795
  • Estimated net: ~€2,980/month
  • + Famiris child allowance: ≈ €325/month

Source : FPS Finance — 2026 brackets

See the full calculation
Posez votre question...
What BelgiGuide actually does

See it in action for 3 typical profiles

Three users, three situations. Here's exactly what BelgiGuide calculates and suggests for each in under 3 minutes.

Marie

French engineer · Brussels

Just arrived in Brussels. Gross €4,500, married with 2 dependent children. Here's what BelgiGuide computes in a few clicks:

Try with my profile
Estimated net monthly
€2,980
social + withholding
Famiris child allowance
€325/month
2 dependent kids
Renolution subsidy
up to €2,800
bathroom renovation
Day +8 paperwork
3 steps
town hall, NN, permit

Ahmed

Erasmus student · Liège

Studies at ULiège. Applying for a D visa, looking for a student room, signing up for mutual insurance. BelgiGuide lays out:

See my student path
D visa checklist
4 documents
+ 3 month delay
Approved student rooms
18 available
near campus
Student insurance
€0/month
CM Youth plan
AI assistant
24/7
FR · NL · EN · DE

Sofia

Spanish freelancer · Wallonia

Settled in Liège for 2 years. Rent indexation, annual tax return, day-to-day questions:

See my resident dashboard
2026 rent indexation
+2.1 %
Statbel health index
Tax-on-Web deductions
9 to know
savings, donations…
Average AI response
3 seconds
sources cited
Payment reminders
automatic
PDF receipts
Practical tools

All BelgiGuide tools

Free calculators tailored to the Belgian system and ready-to-use legal letter templates. No login required for most tools.

All your admin in one place

Four modules built for Belgian realities, without the jargon.

Why you can trust us

No vague promises. Clear commitments.

Official sources only

FPS Finance, FPS Employment, Statbel, INAMI, Notaire.be. Figures and rules directly from Belgian institutions. No blog or hearsay.

GDPR by design

EU hosting (Frankfurt), encryption at-rest and in-transit, delete your account in 1 click. No data resale, no ads.

Pan-Belgian & multilingual

Brussels, Wallonia, Flanders, German-speaking Community. FR · NL · EN · DE translated by humans, not Google Translate.

Honest about our limits

BelgiGuide is not your lawyer, accountant or notary. For complex cases, we redirect you to the right professional — for free.

Using BelgiGuide daily? Your feedback helps us grow.

Share my experience
Free resources

Get our expat guides — 1 email per month, no more.

Monthly digest: new regulations, overlooked premiums, paperwork to anticipate. For expats, students and freelancers in Belgium.

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Free PDF

BelgiGuide

First 90 days in Belgium

  • 30 procedures explained
  • Before arrival → Day +90
  • Tailored BXL / WAL / FLA
2026 · v16 pages
Download the PDF (1.5 MB)
3 régions, 4 langues

All of Belgium, properly explained for each region

Procedures vary by region. BelgiGuide adapts every guide, calculator and grant to your municipality.

Brussels-Capital
19 communes, official FR/NL bilingualism, EU capital. Dense urban housing, high prices but generous Renolution grants.
  • Famiris (child benefits)
  • Renolution grants (renovation, energy, cycling)
  • Single permit via economie-emploi.brussels
Wallonia
5 French-speaking provinces + German-speaking Eastern Cantons. Affordable property market, rural character, growing green energy.
  • FAMIWAL (benefits) + German-speaking Community
  • Habitation grants (heat pump, insulation, solar)
  • Le Forem + Single permit for non-EU
Flanders
5 provinces, 60 % of Belgium's population. Mijn VerbouwPremie, dynamic labour market, tech startup ecosystem (Antwerp, Ghent, Leuven).
  • Groeipakket (Flemish child benefits)
  • Mijn VerbouwPremie + Mijn VerbouwLening
  • VDAB + economische migratie / single permit

Simple pricing

Free plan for most needs. Support plan at €4.90/month lifts every limit. Enterprise pack for HR teams.

Gratuit
La grande majorité des fonctionnalités, avec quelques limites raisonnables sur les volumes intensifs.
0 €
  • Accès aux modules Logement, Subsides et Mutuelle
  • 5 remboursements mutuelle suivis simultanément
  • 1 PDF officiel généré par mois (quittance ou bail)
  • 10 documents au coffre-fort numérique
  • … et 2 autres avantages
Commencer gratuitement
Editor's pick
Soutien
Levez les limites du plan Gratuit et soutenez le développement du projet.
4,9 € / mois
  • Suivi remboursements mutuelle illimité (au-delà de 5)
  • Génération illimitée de PDF (quittances, baux)
  • Coffre-fort numérique sans plafond
  • Import OCR des attestations de soins (analyse par photo)
  • … et 5 autres avantages
Soutenir BelgiGuide
Entreprise
Pour les services RH, multinationales et institutions européennes.
49 € / mois
  • Pack relocation complet pour vos collaborateurs expat
  • Tableau de bord RH multi-utilisateurs
  • Assistant IA — illimité
  • Assistance dédiée FR / NL / EN
  • … et 3 autres avantages
Demander une démo
For organisations

B2B relocation support

Multinationals, EU institutions, HR teams: give your expat staff a turnkey Belgian onboarding, from housing to health insurance.

Ready to stop stressing about your Belgian paperwork?

Create your account in 30 seconds — no credit card, no commitment, cancel any time.